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Frequently Asked Questions

If you can’t find what you’re looking for, please contact us.

There are lots of different products and lenders out there in the market, LendConnect helps by getting you the best option through our 21 years of combined personal lending experience. This will eliminate the need for you to shop around while we look for your best personal loan solution.

At LendConnect, we have a variety of lenders that can provide you a financial solution that is the most suitable for your needs. These lenders are generally cheaper than the major banks and with our 36 years of combined personal lending experience, you can be sure we will find you the best solution.

We are 100% independently owned based in Australia. There are no shareholders which means there are no favourites with the lenders on our panel. We stand by our business core values by helping Australians do better as ‘Your lending connection’.

Regular Questions

A personal loan is a fixed term contract usually between 6 months – 7 years with a fixed monthly repayment for all worthwhile purposes including debt consolidation, home improvements, holiday and car purchases just to name a few. It gives you the flexibility of fulfilling your wants today.

Each loan starts from as little as $2,000 and increase all the way up to $80,000’. There could be an opportunity to borrow more than $80,000 – Speak to our Loan Specialists on 1300 125 363 to find out how.

From the time you submit an application and provide us the relevant documentations, it generally takes 24-48 hours to return an answer and up to a further 48 hours the funds will be in your bank account.

Need to be 18+ years of age and have a minimum income of $25,000 p.a.

  • Australian Drivers Licence or Proof of Age card showing current residential address or
  • Australian Passport with a utility bill, phone bill or council rates notice.

In general, 2 most recent payslips but there may be times we will ask for your last 3 months bank statements showing salary credit.

Note – If you are self-employed, we may ask for additional income documentations as proof of income. Please contact us on 1300 1-2-LEND (1300 125 363) as we have a low doc option.

Predominantly, most personal loans are unsecured meaning we do not need to take security against the loan. However, there may be times the lender will ask for security against the loan.

In general – a motor vehicle or motorbike is used as security.

No – The lender we choose will only charge the fees when the loan is setup. There is no need for any fees to be paid upfront prior to the loan settling.

No – As part of the loan disbursement, the brokerage fee will be paid to us then.